PRIVACY POLICY

Your understanding to our privacy policy matters to us as we are committed to respect the privacy rights of users of this web site. We implemented this privacy policy (the "Privacy Policy") to give you confidence as you visit and use the web site, and to demonstrate our commitment to fair information practices and to the protection of privacy.

If you choose to use our web site or service (collectively, the “Application”), then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

This privacy policy applies whether you are accessing the Application via a personal computer, a mobile device or any other technology or devices now known or hereafter developed or discovered. This privacy policy is only applicable to this web site, our affiliates or third-parties (collectively, "Third-Party web sites") which we partner, which may have data collection, storage and use practices and policies that differ materially from this privacy policy. For additional information, see the section concerning Third-Party web sites, below.

By using the Application, you represent and warrant that you are at least 21 years old, a resident of the Singapore, and are otherwise legally qualified to enter into and form contracts under applicable law.

Each time you use the Application, the then-current version of this Privacy Policy will apply. Accordingly, each time you use the web site you should check the date of this Privacy Policy (which appears at the end) and review any changes since the last time you used the web site. For additional information, see the section concerning Updates and Changes to Privacy Policy, below.

1. Personal Information

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.

We have implemented and maintain reasonable security procedures and practices to protect against the unauthorized access, use, modification, destruction or disclosure of your Personal Information.

Generally. We use your Personal Information and Financial Information to: (1) identify you; (2) to confirm facts about you; (3) to send you information about our products and services; (4) and to contact you when necessary in connection with your use of the web site. We use your Demographic Data to customize and tailor your experience on the web site. As with Traffic Data and information gathered using Cookies and Web Beacons, from time to time we may release Demographic Data in the aggregate, such as by publishing a report on trends in the usage of the web site.

Disclosure Practices. Except under the following circumstances, we will keep your Personal Information private, and will not sell or otherwise share it with third parties: Disclosure to Parent Companies, Subsidiaries and Affiliates. We disclose Personal Information to our parent companies, subsidiaries and affiliates for marketing and/or administrative purposes. Disclosure to Lenders and Third-Party Partners. We refer consumers to lenders or to third-party partners who then may refer consumers to lenders. We disclose Personal Information to Lenders and third-party partners, who use your Personal Information to identify you, to confirm facts about you, to deliver financial products and services to you, to help assess requests for financial products and services, and as necessary to service your loan.

Disclosure in Connection with the Application. We disclose Personal Information parties who help us provide Services, including those who perform technical, administrative and data processing tasks such as ad serving, email management, hosting, billing, fulfilment, and data storage and security.

By Law or to Protect Rights. We disclose Personal Information when required to do so by law, or in response to a subpoena or court order, or when we believe that disclosure is reasonably necessary to protect our property or rights, or the property or the rights of third parties or the public at large.

2. Log Data

Whenever you visit our Service, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer's Internet Protocol (“IP”) address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

3. Cookies

Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer's hard drive.

Our website uses these “cookies” to collection information and to improve our Service. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.

4. Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

5. Changes To Privacy Policy

We may at any time and without notice add to, update, change or modify this privacy policy, simply by posting such update, change or modification on this page. Any such addition, update, change or modification will be effective immediately upon posting on the web site. Each time you use the Application, the then-current version of this privacy policy will apply. Unless we obtain your express consent, any revised privacy policy will apply only to information collected after the effective date of such revised privacy policy, and not to information collected under any earlier privacy policy.

6. Third-Party Web Sites

We neither own nor control Third-Party web sites which are under no obligation to comply with this Privacy Policy except with respect to Personal Information provided directly to them by us. Before visiting or providing Personal Information to a Third-Party web site, you should inform yourself of the privacy policies and practices (if any) of that Third-Party web site, Personal Information and should take those steps necessary to, in your discretion, protect your privacy.

7. Update And Correct Personal Information

You represent and warrant that all information you provide on any application form or otherwise in connection with your use of the Application will be complete and accurate. If your Personal Information changes after you have submitted an application through the web site, you must contact us with your new or updated information.

8. Surveys

When participating in surveys designed to help use improve the web sites. Any Personal Information provided to us in connection with any survey will be used only in relation to that survey and will be disclosed to third-parties not bound by this privacy policy only in aggregated form.

9. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.